Cambridge Homes under $400,000

Cambridge Homes under $400,000

Welcome to Cambridge, Ontario – a vibrant city that beautifully blends rich history with modern living. Nestled in the heart of Waterloo Region, Cambridge is renowned for its picturesque landscapes, charming downtown, and a strong sense of community. With its stunning riverside parks and historic architecture, including the iconic Galt Mill and the charming streets of Hespeler Village, this city offers a unique lifestyle that appeals to both families and young professionals alike.

Cambridge is not just a feast for the eyes; it also boasts a thriving economy, excellent schools, and a variety of recreational activities. Whether you’re exploring the scenic trails along the Grand River, indulging in local cuisine at one of the many restaurants, or enjoying a family day at the Cambridge Butterfly Conservatory, there’s always something to do.

For homebuyers seeking affordability without sacrificing quality of life, Cambridge presents an exciting opportunity. With homes available for under $400,000, this city is a prime destination for first-time buyers or those looking to downsize. From cozy bungalows to charming townhouses, the real estate market in Cambridge offers diverse options that cater to various lifestyles and budgets.

Imagine settling into a welcoming community where you can enjoy both urban conveniences and the tranquility of nature. With its affordable housing options, rich cultural heritage, and a strong sense of belonging, Cambridge is more than just a place to live; it’s a place to call home. Come discover the endless possibilities that await you in this delightful city!

Newest Cambridge Homes under $400,000

53 Cedar Street W, Cambridge
$350,000
3 Beds ⋅ 1 Baths ⋅ X14151266 MLS
With over 2000 sq.ft. of finished living space, this beautiful yellow brick semi-detached home is a timeless testament to quality and care. Lovingly maintained by the same owner for over 50 years, this home offers a wonderful blend of original character, thoughtful upkeep and exciting possibilities. Inside, you'll find the character and craftsmanship that make homes of this era so special. From the impressive 10-inch baseboards and functional pocket doors to the charming built-ins in the bedrooms, there's something to appreciate around every corner. Three generously sized bedrooms provide comfortable living, while the finished walk-up attic offers two additional rooms with incredible versatility - perfect for a home office, creative studio, guest space or whatever your lifestyle calls for. The main floor welcomes you with a covered front porch, large foyer leading into a spacious family room, dining area and kitchen. A partially finished basement provides even more flexibility and storage. With one full bathroom and a layout that offers plenty of opportunity to personalize, this home is ready for its next chapter. Outside, the backyard is a blank canvas waiting for your vision - whether that's beautiful gardens, outdoor entertaining or simply room to enjoy. This home you can move into and enjoy as it is, or make your own. Full of character, lovingly maintained and rich with potential, this home has stood the test of time and is ready for its next chapter. Many of the major updates have already been completed, including newer windows (over the years), a newer roof and furnace, offering added peace of mind while leaving plenty of opportunity to bring your own ideas and make it truly yours.

53 Cedar Street W, Cambridge
170 Water Street N Unit 601, Cambridge
$379,900
2 Beds ⋅ 1 Baths ⋅ X14149986 MLS
Welcome to 601-170 Water Street North! Enjoy condo living in a fantastic location along the Grand River, just steps from Historic Downtown Galt! This bright and inviting 2-bedroom condo offers an open-concept layout with a spacious living area and sliding doors leading to a private covered balcony with beautiful views. The kitchen features granite countertops, stainless steel appliances, and plenty of cupboard space. Additional conveniences include in-suite laundry, owned underground parking, and a storage locker. The building offers secure entry, a fitness room, and a rooftop patio complete with BBQs, perfect for relaxing or entertaining. Enjoy being within walking distance of scenic river trails, the Cambridge Mill, restaurants, shops, patios, and the Hamilton Theatre. A wonderful opportunity to enjoy comfortable, low-maintenance living in one of Cambridge's most charming locations. Book your private showing today!

170 Water Street N Unit 601, Cambridge
408 Dundas Street S Unit 210, Cambridge
$399,800
2 Beds ⋅ 2 Baths ⋅ X14147064 MLS
Welcome to your brand new condo in a chic 4-storey boutique-style building, where modern elegance meets everyday convenience. Thoughtfully designed with soaring 9-foot ceilings, contemporary finishes, and an open-concept layout, this stunning unit offers the perfect blend of style and functionality.The sleek modern kitchen features smooth-closing cabinetry, quartz countertops, and premium stainless steel appliances, creating an ideal space for cooking and entertaining. Expansive windows fill the home with natural light, while the spacious private balcony offers the perfect place to relax and unwind. Enjoy the convenience of in-suite laundry, one designated parking space, and one locker for additional storage.Residents can also enjoy added peace of mind with a comprehensive building security system and Tarion Warranty coverage. Ideally located just minutes from cafes, restaurants, grocery stores, banks, shopping, and everyday amenities. Commuters will appreciate easy access to Highway401 in approximately 10 minutes, while vibrant Downtown Galt is only a short 5-minute drive away. Whether you're a first-time buyer, downsizer, or investor, this exceptional turnkey opportunity offers luxury, comfort, and convenience in one of the area's. Enjoy the confidence of Tarion Warranty Coverage and the potential eligibility for the Full HST rebate subject to the buyers qualification under the applicable govt law. List Price reflects the price net of HST.

408 Dundas Street S Unit 210, Cambridge
42 Tannery Street E Unit 246, Cambridge
$349,900
2 Beds ⋅ 2 Baths ⋅ X14143010 MLS
Village living in the heart of Hespeler! This thoughtfully updated two-storey home offers 1,125 sq. ft. of comfortable living space, with a bright, functional layout and a long list of recent improvements. The main level features a stylish gallery kitchen updated in 2020, an updated powder room, and open dining and living areas with excellent storage. Large windows bring in plenty of natural light, while the balcony provides a welcoming spot to enjoy the evening. Upstairs, two generously sized bedrooms offer ample closet space, along with a beautifully renovated full bathroom featuring a walk-in shower, solid-surface vanity top, and undermount sink. The home has been freshly painted throughout, creating a clean, move-in-ready feel. Notable updates include a new electrical panel (2020) and an electric heat pump installed in 2022, providing efficient heating and air conditioning throughout both levels. A covered parking space is also included. Set beside Forbes Park and within easy walking distance of Hespeler's shops, restaurants, cafes, library, community centre, farmers' market, and other local amenities. With convenient access to Hwy 401, public transit, and surrounding Cambridge, Kitchener-Waterloo, and Guelph, this is an excellent opportunity to enjoy the character of Hespeler Village with modern comfort and convenience.

42 Tannery Street E Unit 246, Cambridge
405 Myers Road Unit 1, Cambridge
$379,000
2 Beds ⋅ 2 Baths ⋅ X14137706 MLS
Welcome to this beautifully maintained stacked townhouse located at 405 Myers Rd in the heart of Cambridge. This bright and modern 2-bedroom, 2-bathroom home offers a perfect blend of comfort, style, and convenience-ideal for first-time buyers, downsizers, or investors. Step inside to discover a thoughtfully designed open-concept layout featuring a spacious living area, perfect for entertaining or relaxing at home. The kitchen is well-appointed with ample cabinetry and workspace, making meal prep both easy and enjoyable. The primary bedroom offers a private retreat with its own ensuite bathroom, while the second bedroom is generously sized and perfect for guests, a home office, or growing families. A second full bathroom adds extra convenience and functionality. Enjoy low-maintenance living with all the benefits of townhouse ownership, including modern finishes, in-suite laundry, and dedicated parking. Located in a desirable, family-friendly neighbourhood, you're just minutes from parks, schools, shopping, public transit, and major commuter routes. Whether you're looking to get into the market or expand your investment portfolio, this charming home is a fantastic opportunity you won't want to miss.

405 Myers Road Unit 1, Cambridge
82 Norfolk Avenue, Cambridge
$399,900
2 Beds ⋅ 1 Baths ⋅ X14134714 MLS
Fully renovated home featuring a New kitchen, newly updated bathroom, and fresh paint throughout. The partially finished basement includes completed drywall and bathroom rough-ins. Full basement completion-including a finished bathroom-can be negotiated upon request.

82 Norfolk Avenue, Cambridge
108 Norfolk Avenue, Cambridge
$399,000
4 Beds ⋅ 2 Baths ⋅ X14134334 MLS
108 Norfolk Ave, Cambridge! Fully Renovated 3-Bedroom, 2-Bathroom Home Situated On A Generous 40' x 110' Lot, Offering Modern Finishes And Move-In Ready Living. This Beautifully Updated Home Features Brand-New Luxury Vinyl Flooring, New Plumbing, New Interior Doors, New Appliances, Renovated Washrooms, New Fixtures, And Fresh Paint Throughout. Enjoy The Newly Updated Front Deck And An Ample-Sized Backyard, Perfect For Outdoor Gatherings, Relaxation, And Family Activities. The Backyard Also Includes An Additional Garden Shed Measuring Approximately 10.6' Wide By 31.2' Long, Providing Excellent Storage And Versatile Utility Space. With Extensive Updates Throughout, This Home Offers Comfort, Functionality, And Contemporary Style. An Excellent Opportunity For First-Time Buyers, Families, Or Investors .Don't Miss! Must See This Turnkey Property In Cambridge! .

108 Norfolk Avenue, Cambridge
150 Water Street N Unit 201, Cambridge
$349,900
1 Beds ⋅ 1 Baths ⋅ X14131042 MLS
Enjoy beautiful riverfront living in this stunning 1-bedroom condo overlooking the Grand River in the heart of Cambridge. Offering an exceptional combination of style, comfort, and convenience, this beautifully updated suite features an oversized balcony with picturesque views of the Grand River and the landscaped courtyard below - the perfect place to enjoy your morning coffee or unwind at the end of the day. Inside, you'll find a bright and inviting open-concept living space, enhanced by impressive floor-to-ceiling windows in both the living room and bedroom, filling the home with an abundance of natural light. Recent upgrades include brand-new luxury vinyl flooring throughout (2026), brand-new lower kitchen cabinetry (2026), upgraded light fixtures, and a beautifully appointed bathroom. Enjoy the convenience of in-suite laundry, a storage locker and underground garage parking, along with an impressive selection of building amenities, including a large, well-equipped fitness room, guest suites for visiting family and friends, and an expansive party room perfect for entertaining. Ideally situated in a convenient Cambridge location, you'll enjoy easy access to scenic walking trails, grocery stores, downtown shops, restaurants, and everyday amenities.Whether you're a first-time buyer, downsizer, or looking for a fantastic investment opportunity, this bright and beautifully updated riverfront condo offers a wonderful lifestyle in a desirable location. Don't miss your opportunity to call this one home!

150 Water Street N Unit 201, Cambridge
150 Water Street Unit 904, Cambridge
$369,000
1 Beds ⋅ 1 Baths ⋅ X14122196 MLS
Welcome to Unit 904 at 150 Water Street - where modern comfort meets stunning riverside living. This beautifully designed 1-bedroom, 1-bathroom condo offers breathtaking, unobstructed views of the Grand River and downtown Cambridge right from your private balcony. Step inside to a bright and spacious living area featuring floor-to-ceiling windows that flood the space with natural light and provide seamless access to your balcony, perfect for relaxing or entertaining while enjoying the scenic surroundings. The contemporary kitchen is equipped with stainless steel appliances and a stylish peninsula with bar seating, ideal for casual dining or hosting guests. This unit includes one parking space and a locker for added convenience. Residents enjoy access to premium building amenities, including a fully equipped gym, party room, guest accommodations, and an outdoor terrace complete with BBQ facilities. Perfectly located right along the Grand River, you're just steps from picturesque walking trails, as well as a vibrant selection of restaurants, cafés, and shopping. Experience the best of riverside living in this exceptional condo.

150 Water Street Unit 904, Cambridge
220 Salisbury Avenue Unit 13, Cambridge
$399,900
3 Beds ⋅ 3 Baths ⋅ X14109916 MLS
Welcome to 220 Salisbury Ave, Unit 13, a beautifully updated 3-bedroom, 3-bathroom multi-level condo townhouse tucked away in a quiet and private enclave in one of West Galt's most desirable neighbourhoods. Backing onto a greenbelt and natural green space, this home offers a peaceful setting with a wonderful sense of privacy. The spacious layout features a walkout basement, providing added flexibility and easy access to the outdoors. Numerous recent improvements include renovated kitchen and bathrooms, new flooring throughout, electrical upgrades, and improved attic insulation completed in 2025. The windows were replaced approximately two years ago, adding to the home's comfort and efficiency. Ideally located close to schools, playgrounds, parks, trails and everyday amenities, with easy access to the Grand River trail network, Victoria Park and historic downtown Galt. A fantastic opportunity to enjoy the convenience of condo living while surrounded by nature, privacy and the established charm of West Galt.

220 Salisbury Avenue Unit 13, Cambridge
237 King Street W Unit 909, Cambridge
$378,555
2 Beds ⋅ 2 Baths ⋅ X14097704 MLS ⋅ Kressview Springs BLDG.
Enjoy beautiful views and light-filled living in this spacious, south-facing corner condo! With 2 bedrooms, 2 bathrooms, and bamboo flooring throughout, this inviting suite overlooks Riverside Park, the river, and the escarpment in the distance. The generous living room opens to a balcony-the perfect spot for morning coffee surrounded by views of the trees. A bright dining area overlooks the park, while the galley kitchen keeps everything within easy reach. Set in a quiet, well-maintained building with excellent amenities, including a pool, sauna, gym, party room, library, hobby room, and games room. Includes one parking space and one locker. A lovely blend of space, comfort and scenic surroundings!

237 King Street W Unit 909, Cambridge
150 Water Street N Unit 601, Cambridge
$349,900
1 Beds ⋅ 1 Baths ⋅ X13870248 MLS
WELCOME TO 150 WATER STREET NORTH UNIT 601! This desirable condo is in the heart of downtown Cambridge along the Grand River. Step into the modern, open concept layout, featuring a high-end kitchen with granite counters, stainless steel appliances (Dishwasher: 2026, Fridge: 2024, Stove: 2024), and spacious breakfast bar. The stylish living room includes a rustic accent wall with a walkout to the balcony with views of the Grand River. Just off of the living room is your master bedroom with a large floor to ceiling window allowing for lots of natural light. The condo also offers a bright 4 piece bathroom and in-suite laundry. Unit includes 1 Underground Parking Space & 1 Surface Parking Space (Currently being rented out). The building amenities include an exercise room, party room and visitor parking. Nestled near the vibrant Gaslight District, charming restaurants, and the Mill of Cambridge, you'll also have immediate access to the scenic waterfront trail which leads to the Paris trail system. Within minutes to the city core of Galt, schools, shopping, restaurants and much more for you to enjoy! Don't miss this opportunity. Book your showing today!

150 Water Street N Unit 601, Cambridge
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